Businesses host parties and events for a variety of different occasions – holidays, organizational accomplishments, etc. While these events are fun and can increase company moral, they can also create a number of risks for the company. If an employee were injured or caused property damage during the party, the company is usually held responsible. To reduce those risks and to keep the parties going, you should understand the common exposures.
Alcohol Consumption – The company may be responsible for the acts of their guests if their conduct creates harm. This means if one of your employees gets into a drunk driving accident you may be held responsible for the damages.
Drug Consumption – It is important to make clear rules for drug use at your company party. Remind employees that, although they are at a social event, they are attending a work function and workplace policies still apply.
Workplace Harassment and Discrimination – To keep everyone safe at company parties, ensure all harassment, violence, discrimination, and code of conduct policies account for company-sponsored events.
Food Exposures – Consider specifying ingredients in every food item and asking guests to disclose any food allergies. Employers should also promote safe food preparation and handling practices.
Property Damage – As the host, it’s your job to ensure your guests remain safe, behave appropriately, and respect the venue and its contents. You may be held responsible for any property damage.
Even if you take all the appropriate measurements, incidents can still happen! Employers should secure the right insurance coverage before their company events. Contact Bassler & Co. Insurance Agency at (847) 480-0800 or online at https://www.basslerins.com/ to set up your consultation.
Source: www.zywave.com